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Personal Finance

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Create the perfect baby hamper, £10 or less!

Baby hampers, I keep seeing them everything with an outrageous price tag attached. I saw one the other day for £24.99 with hardly anything in it, talk about feeling it in your wallet. My other half has a friend and they are soon to be having their first child, yay. I thought, wouldn’t it be great to create a nice little baby hamper and at an affordable price. So I made one. I set out to make a hamper without breaking the bank and decided to make one for under £10, yes TEN POUND! You wouldn’t think that £10 would get you very far but you would be wrong. First of all you’re going to need to get a hamper which you can find at the moment in the pound shop and for only £1 imagine that! Then the contents, which can literally be anything you want although in this…

The Stud Box, Absolute collagen the skincare treatment guys need.

As I get older I realise that my good looks, well they aren’t as good as they used to be. The amount of products I have in the bathroom has almost doubled since I was 14 and didn’t need to do a thing to look good. That being said I’m rubbish at finding new products that work well and do great things for my skin. I have the hair products down though. After a wonderful time at a blogging convention I got chatting with Absolute Collagen. They sent me a stud box to try out and I couldn’t wait, first of all who doesn’t love the word stud; total confidence boost for us guys. So a little background about the product before I let you know how I got on with it. Its made in the UK, high in protein and dairy, lactose and gluten free. Brilliant as I shouldn’t…

Contactless payment, is it helping anyone? Pros and Cons!

Most people these days would have heard of contactless payments, it’s basically the way of life now and most if not all cards come with the function to use it. Banks advertise it, shops love it because it means customers are moving through the tills faster, no matter how many sodding items may be in the bagging area! I got to wondering though, it contactless payment really all its cracked up to be or is it destroying our banks accounts and killing our budgets?! So while sat there watching some terrible adverts selling us even more crap we don’t need I thought I would share my thoughts on contactless and go through the pros and cons of the one simple action which costs you hundreds a month! My Thoughts? So I was thinking about this today at university. The only time I think about how much I am spending on…

eBay sellers, how to pick the best ones!

So eBay is a huge marketplace where you can buy next to anything on there. I’ve spent thousands on there over the years and have to say most of the items I’ve received had been fine, some haven’t turned up and others had been dreadful! I have to admit that before buying anything on eBay these days I make sure that I check out the seller. Not everyone will know the steps to take which is why I wanted to share my tips. What are they selling? So first of all I check out the sellers other items. I have found a few sellers that are only selling one or two items with poor feedback, or just the one item and then rubbish feedback. Of course this isn’t true for everyone but if you’re selling on eBay you normally have more than a couple of items selling at one given…

Is Having a Rail Card Worth the Money?

I have a rail card and on numerous accounts I have had people ask me if they are really worth the money. There is no simple answer to this question however and it all depends on a persons circumstance. To start let me give you a little more information on what a rail card actually is and how you get your stunning hands on one. When it comes to picking a rail card you need to make sure you get the right one for you. If you pick the wrong card you might not even be able to use it and you have wasted money, not the best start on a saving money journey.  You will need to start by heading on over to the rail card website and picking the correct package for you. I have a 16-25 rail card that I got with a student bank account although…