Paying Long Term Prescription Prices With PPC Mental Health
Mental Health Medical Condition Medication Prices
If there’s one thing I know about having my mental health conditions, it’s that medication prices keep going up every year and it’s starting to cost quite a bit.
This post really applies to anyone that is on long term medication for more than a couple of months and it could literally help you save on medication costs, like hundreds!
When I first wrote this post back in February 2020 the cost for a prescription was £8.80, a year later it’s now £9.15 and it’s only going to go up every year. if you have x3 prescriptions a month that’s going to cost you £27.45!!
UK prescription prices will increase every year so you might as well get on top of it and make sure you’re not literally losing hundreds every year on prescription costs.
Prescription Prepayment Certificates
One thing I will point out before I start, if you are a student take a look at the HC2 student exemption form, you may also get free UK prescriptions is you’re on a low income, so take a look.
However if you’re unable to get a HC2 prescripton exemption form, the other option is getting a PPC and I’m here to tell you all about it and how to apply.
Within the UK we have something know as Prescription Prepayment Certificates (PPC). Since leaving university I’ve had one of these and that’s been a couple of years now, they’re amazing.
You can save money with a prescription prepayment certificate (PPC) and it’s super easy to do. The quickest way is to apply for a certificate online through the above link and it literally takes a matter of minutes.
PPC Payment Plans
There are two PPC that you can take out, these vary on terms. You have the three month term or the 12 month term.
- Three-month PPC – £29.65
- 12-month PPC – £105.90
This does increase as the NHS prescription price increases every year but it’s a small increase and still worth getting considering the huge savings you can get.
If you’re on a short term medication or you have an injury you need to take medication for, I’d suggest the three month plan, that’s if you can see yourself coming off the medication sooner rather than later.
If you need long term medication like I do with my mental health, the 12 month plan is probably a better solution. Don’t worry you don’t have to pay it all up front, although that is an option but you can pay monthly.
The other positive about having a 12-month prescription prepayment certificate is that you don’t know what’s going to happen. If you have to get medication for a chest infection, for example, that’s covered.
I would suggest to everyone who pays full price for their prescriptions, take a look at the PPC plan and seriously consider getting it, it’s a life saver in so many ways and helps keep the bank account healthy.
It’s all electronic as well so you don’t have to be quoting your number all the time, they will know if you have one active, at the same time they’ll know if it’s run out so make sure you keep it all running smoothly.
I don’t think anyone should have to worry about affording medication and this is one way to help with that, if you cant get free NHS prescriptions, this is the next best thing so look into it today!
